Privacy Policy

1Information We Collect

Information You Provide Directly

When you interact with our site, you may provide:

• Contact information — name and email address if you contact us or sign up for updates
• Loan application data — personal and financial details entered into third-party application forms embedded on or linked from our site. This data is collected and processed by our lender partners (e.g., APIdiamond.com), not by us
• Communications — any messages, questions, or feedback you send to [email protected]

Information Collected Automatically

When you visit SoLoFundsLoans.com, we and our service providers automatically collect:

• Log data — IP address, browser type, operating system, referring URL, pages visited, time on page, click patterns
• Device information — device type, screen resolution, language settings
• Analytics data — aggregated behavioral data via Google Analytics 4 (GA4)
• Cookie data — see Section 3 for details

Information From Third Parties

We may receive information about you from advertising partners and analytics providers, including aggregated audience data used for ad targeting and performance measurement.

2How We Use Your Information

We use the information we collect to:

• Operate, maintain, and improve the SoLoFundsLoans.com website
• Display relevant content, reviews, and financial product information
• Match you with appropriate financial product offers through our affiliate partners
• Analyze user behavior to improve our editorial content and user experience
• Send transactional emails if you have opted in for updates
• Comply with legal obligations and enforce our Terms of Use
• Detect and prevent fraud, abuse, or unauthorized access

3Cookies & Tracking Technologies

We use cookies and similar technologies for the following purposes:

Essential Cookies

Required for basic site functionality — session management, security, and page navigation. These cannot be disabled without breaking core site features.

Analytics Cookies Optional

We use Google Analytics 4 (GA4) to understand how visitors interact with our content. GA4 collects anonymized behavioral data including page views, session duration, and click events. IP addresses are anonymized before storage.

You can opt out via: Google Analytics Opt-Out Browser Add-on

Advertising & Affiliate Cookies Optional

Our affiliate partners (including APIdiamond.com and their lender network) may place cookies when you click application links. These cookies track whether you completed an application and allow us to receive commission credit.

Managing Cookies

You can control cookies through your browser settings. Disabling all cookies may affect some site functionality. Most browsers allow you to block third-party cookies specifically, which limits advertising tracking without breaking core features.

4Third-Party Sharing

We share your information with third parties only in the following circumstances:

• Affiliate & lender partners — when you click an application link, relevant data may be shared with our partner network (APIdiamond.com) to process your loan inquiry
• Analytics providers — Google Analytics 4 receives anonymized usage data
• Advertising networks — aggregated audience data may be shared for contextual ad placement
• Legal requirements — we may disclose information if required by law, court order, or government request
• Business transfers — in the event of a merger, acquisition, or sale of assets, user information may be transferred to the acquiring entity
• Fraud prevention — we may share data with security providers to detect and prevent fraudulent activity

We do not share your personal data with unaffiliated third parties for their own direct marketing purposes without your explicit consent.

5Affiliate & Partner Disclosure

Our primary affiliate partner is APIdiamond.com (Affiliate ID: 16727), which operates a lending partner network. When you click "Apply Now" or similar CTAs on our site, you are directed to a third-party application form operated by APIdiamond.com.

All loan approval decisions, interest terms, loan amounts, and repayment requirements are determined solely by the participating lender — not by SoLoFundsLoans.com. We are not a lender, loan broker, or financial advisor.

6Data Security

We implement reasonable technical and organizational security measures to protect information collected on this site, including:

• HTTPS/TLS encryption on all pages (256-bit SSL)
• Limited employee access to collected data on a need-to-know basis
• Regular security reviews of our hosting and analytics infrastructure

However, no internet transmission is 100% secure. We cannot guarantee absolute security of data transmitted to or from this site, or stored on our systems. You provide personal information at your own risk.

Loan application data submitted through third-party forms on our site is governed by those partners' own security practices and privacy policies. We encourage you to review APIdiamond.com's privacy policy before submitting personal financial information.

7Your Rights & Choices

Depending on your location, you may have the following rights regarding your personal information:

Access & Portability

You may request a copy of the personal information we hold about you.

Correction

You may request that we correct inaccurate personal information.

Deletion

You may request that we delete your personal information, subject to legal retention requirements.

Opt-Out of Analytics

Use the Google Analytics Opt-Out Add-on to prevent GA4 from collecting your browsing data on our site.

Do Not Track

Our site does not currently respond to browser "Do Not Track" signals, as there is no industry-wide standard for this feature.

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

8Children's Privacy

SoLoFundsLoans.com is intended for users aged 18 and older. We do not knowingly collect personal information from anyone under 18. If we become aware that we have collected personal data from a minor without parental consent, we will delete that information promptly.

If you believe we have inadvertently collected information from a minor, please contact us at [email protected].

9California Residents (CCPA / CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA):

• Right to Know — request disclosure of the categories and specific pieces of personal information we have collected about you
• Right to Delete — request deletion of your personal information, with limited exceptions
• Right to Correct — request correction of inaccurate personal information
• Right to Opt-Out of Sale/Sharing — we do not sell personal information in the traditional sense; however, sharing data with advertising partners for cross-context behavioral advertising may constitute a "sale" under CCPA. You may opt out by disabling advertising cookies in your browser settings
• Right to Non-Discrimination — we will not discriminate against you for exercising your CCPA rights

To exercise your California rights, email [email protected] with "California Privacy Request" in the subject line. We will verify your identity and respond within 45 days.

10Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

Continued use of SoLoFundsLoans.com after changes to this policy constitutes your acceptance of the updated terms. If you do not agree with the updated policy, please discontinue use of our site.

11Contact Us

For privacy-related questions, requests, or concerns: