Terms of Service

1Acceptance of Terms

By accessing, browsing, or using SoLoFundsLoans.com (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, you must immediately discontinue use of this Site. We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes constitutes acceptance of the updated Terms.

You must be at least 18 years of age to use this Site. By using the Site, you represent and warrant that you are 18 or older and have the legal capacity to enter into this agreement.

2Who We Are

SoLoFundsLoans.com is an independent financial review and affiliate marketing website. We are operated by an independent editorial team and are:

• Not affiliated with SoLo Funds, Inc. in any way
• Not endorsed by SoLo Funds, Inc., its investors, or subsidiaries
• Not a licensed lender, loan broker, financial advisor, or credit counselor
• Not regulated by any financial services regulator in any capacity as a lender

SoLo Funds® is a registered trademark of SoLo Funds, Inc. Our use of this name is for editorial reference and consumer information purposes only, consistent with nominative fair use principles.

3Not Financial Advice

Our reviews, comparisons, ratings, calculator outputs, and editorial opinions reflect our independent research and assessment at the time of publication. They are not guarantees, predictions, or recommendations tailored to your personal financial situation.

Before making any financial decision — including applying for a loan, cash advance, or credit product — you should:

• Consult with a qualified financial advisor or credit counselor
• Read all terms, conditions, and disclosures from the actual lender
• Assess your own ability to repay any borrowed funds
• Consider alternatives appropriate to your specific circumstances

We are not responsible for any financial decisions made based on content found on this Site.

4Affiliate Disclosure

SoLoFundsLoans.com participates in affiliate marketing programs and earns compensation from referrals. Specifically:

• We have an affiliate relationship with APIdiamond.com (Affiliate ID: 16727)
• When you click "Apply Now" or similar call-to-action buttons, you are directed to APIdiamond.com's lender network
• We receive a commission if you complete an application and are matched with a lender
• This commission does not increase the cost of any loan or financial product you receive
• Compensation may influence which products are featured on our Site and their placement, but does not influence editorial ratings or review accuracy

This disclosure is made pursuant to the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255) and the FTC's updated guidelines on digital advertising disclosures.

5Intellectual Property

All original content on SoLoFundsLoans.com — including text, graphics, editorial ratings, comparison tables, calculators, design elements, and the overall compilation of the Site — is the intellectual property of SoLoFundsLoans.com and is protected by applicable copyright, trademark, and other intellectual property laws.

What You May Do

• Read, share links to, and reference our content for personal, non-commercial use
• Quote brief excerpts (under 50 words) with clear attribution to SoLoFundsLoans.com and a link back to the original page

What You May Not Do

• Copy, reproduce, or republish substantial portions of our content without written permission
• Scrape, index, or mirror our content for competing publications or databases
• Remove or alter copyright notices, attribution, or branding from our content
• Use our brand name, logo, or domain name to imply endorsement or affiliation

For content licensing or republication inquiries, contact [email protected].

6Permitted Use

You agree to use this Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable local, national, or international law or regulation
• Transmit any unsolicited or unauthorized advertising or promotional material ("spam")
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Engage in any conduct designed to disrupt or interfere with the Site's functionality
• Attempt to gain unauthorized access to any portion of the Site or its systems
• Use automated tools to scrape, crawl, or extract data from the Site without written permission
• Use the Site to submit false or fraudulent loan applications

7Third-Party Links & Services

This Site contains links to third-party websites, including lender partner sites, comparison platforms, and external references. These links are provided for convenience and informational purposes only.

We have no control over the content, privacy policies, or practices of third-party sites. We do not endorse, warrant, or guarantee any third-party product, service, or website. Your use of third-party sites is entirely at your own risk and governed by those parties' own terms and policies.

When you click an affiliate link and submit a loan application, your relationship is with the lender — not with SoLoFundsLoans.com. All loan terms, approval decisions, interest rates, and repayment requirements are determined solely by the lender.

8Disclaimers & Warranties

To the fullest extent permitted by law, SoLoFundsLoans.com expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties that the Site will be uninterrupted, error-free, or free of viruses
• Warranties regarding the accuracy, completeness, timeliness, or reliability of any content
• Warranties that loan applications submitted through partner links will be approved

Financial product information, rates, fees, and terms change frequently. While we strive to keep our content accurate and up to date, we cannot guarantee that all information reflects current lender terms at the exact time you read it. Always verify directly with the lender before making any financial decisions.

9Limitation of Liability

To the maximum extent permitted by applicable law, SoLoFundsLoans.com, its owners, editors, and operators shall not be liable for any:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Financial losses resulting from reliance on content found on this Site
• Loan decisions, denials, or outcomes from applications submitted through affiliate links
• Damages resulting from unauthorized access to your information by third parties
• Errors, omissions, or inaccuracies in our reviews or comparisons

In no event shall our total liability to you for all claims exceed one hundred US dollars ($100.00).

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above limitations may not apply to you.

10Indemnification

You agree to indemnify, defend, and hold harmless SoLoFundsLoans.com and its operators, editors, affiliates, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from or relating to:

• Your use of or access to this Site
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any content you submit or transmit through the Site

11Governing Law & Disputes

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.

Any dispute arising from or relating to these Terms or your use of the Site shall first be attempted to be resolved through good-faith negotiation. If that fails, disputes shall be resolved through binding arbitration under the rules of the American Arbitration Association (AAA), conducted in English.

You waive any right to participate in a class action lawsuit or class-wide arbitration against SoLoFundsLoans.com.

Notwithstanding the above, either party may seek emergency injunctive relief in a court of competent jurisdiction to prevent irreparable harm.

12Changes to These Terms

We reserve the right to modify these Terms at any time. Changes take effect when posted to this page, with the updated "Last Updated" date. Material changes will be noted at the top of this page.

Your continued use of the Site after any changes constitutes your binding acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Site.

13Contact

For legal or terms-related inquiries: